![]() ![]() While reverting back to manual reviews was more accurate than that tool, it still wasn’t the answer for Jose’s team. “The output that we were getting from the other OCR tool was not great because we had a lot of false positives,” said Jose. While Jose’s team previously relied on a competitor tool to perform a first round of document checks, he and his team were not satisfied with the number of false positives the solution produced and switched back to a manual review process. For Jose and his team, that intuition is invaluable, though it can be incredibly difficult and time-consuming to prove. ![]() Some underwriters call it a “spidey sense” - that feeling they get when something is not quite right with a document but they can’t pinpoint precisely what. They need to be sure that credit is extended to people and companies that will have the means to repay those loans - not only to protect the viability of the Camino Financial, but to help fuel the cycle of success for future applicants. While Camino Financial wants to help fulfill the dreams of as many small business owners as possible, every loan or line of credit comes with some degree of risk. They work together to provide loans, lines of credit and wealth-building solutions to help small business owners, especially those in underserved communities, take their business to the next level. Camino Financial’s simple, secure, and transparent loan application process makes it easy for businesses of all sizes to access the capital they need to invest and grow.Īnd that’s where Jose Anzaldo, Senior Credit Originations Manager, and his team of underwriters and analysts comes in. No FICO) and ITIN holders in the United States, Camino Financial is a reliable source of accessible, long-term, affordable loans. Camino Financial was founded on the idea that many minority small business owners and micro-entrepreneurs want to be a positive force in their community.įor underbanked micro-business owners, including first-time borrowers (i.e. ![]()
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